Legal

Welcome to the Certified Workers Compensation Executive program, a service of Insurance TechKNOWLEDGEy, LLC and is the licensor of the content. CWCE, Certified Workers Compensation Executive, Certified Workers Compensation Enterprise and CWCE.com are the marketing names for this service.

PLEASE READ THIS USER AGREEMENT CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING THE DESIGNATION PROGRAM. By using this website, software, Learning Management System and training, you agree to all terms, conditions, and notices contained or referenced in this User Agreement and the Privacy Notices.  If you do not agree with the terms, conditions, agreement and notices, please do not use the website, the software, training or purchase a license to the service.The information contained in this website or software, including any other website, is provided for general informational purposes as a convenience to our subscribers. This information is not a substitute for obtaining professional advice from a qualified person, company or licensed insurance professional or consultants. Therefore, you should not rely solely upon this information in making any decision, including any decision to buy or terminate Workers Compensation or any other type of insurance, change or modify any hiring practice, or safety program.

If your insurance carrier, Third Party Administrator, Agent, Broker, or other service provider has a Master License Agreement and you, your employer or your company are participating through the Master License Agreement, information will be shared with the Master Licensee. The purpose of releasing information of who may have completed the training is to allow the Master Licensee to confirm the training.

Some organizations may purchase an Enterprise Subscription to be offered to multiple employees. With the exception of Enterprise Subscriptions, CWCE Subscriptions are single subscriptions. Each subscription is a month-to-month subscription to the content and assessments.

With the exception of the forms, please do not share or reproduce this content with anyone outside of your organization unless authorized in writing by Insurance TechKNOWLEDGEy, LLC and or its successors. Under no circumstances may you remove the CWCE logos or markings of any content or material. You cannot broadcast, copy, distribute, download, reproduce, sell, or transmit the content without written consent from Insurance TechKNOWLEDGEy, LLC. This, however, does not mean that a subscriber cannot print the book.

Do not share your user name and password with others as this would violate the terms of your subscription, membership and agreement.

The licensor cannot be responsible for unauthorized use or fraudulent reporting of continuing education hours.

Conditioned on your compliance with this Agreement, payment of applicable fees, completion of the each online test, assessment and fulfillment of any applicable obligations, Insurance TechKNOWLEDGEy, LLC grants to you a personal, limited, nonexclusive license to use the designation of CWCE or the Certified Workers Compensation Executive.  Additionally, if your company or employer has been certified as a Certified Workers Compensation Enterprise through your designation, the company or employer may also use the credentials.

The content and material of the CWCE program is owned by Insurance TechKNOWLEDGEy, LLC. Insurance TechKNOWLEDGEy grants a limited license to the designee. The designee may reproduce the content for training of internal staff.

Specifically, you agree that you will NOT:

  1. access or attempt to access any account that you are not authorized to access or is not your account;
  2. reverse engineer the software or website content;
  3. modify or attempt to modify the software in any manner or form;
  4. copy, distribute, or create derivative works;
  5. exploit any unauthorized way whatsoever, including but not limited to, by trespass or burdening network capacity; or
  6. resell, sell, sub-license, or otherwise convey a license or agreement to another party to use the software or content (except those rights expressed by another license agreement).

Insurance TechKNOWLEDGEy, our owners, founders, officers, directors, managers, shareholders, associates, employees, affiliates, associations, agents, agencies, brokerages, contractors, licensors, data suppliers, content providers, endorsing entities, sponsor organizations, insurance carriers, or re-sellers shall not be liable or responsible to you, your affiliates, insurance carriers, risk bearers, or any other person or entity for:

  1. lost income;
  2. future income;
  3. lost profits;
  4. loss of data;
  5. direct or indirect damage;
  6. punitive or incidental damage;
  7. injury, bodily injury or property damage; and
  8. premium increases or changes.

You are solely responsible for the security of your registration information, user name and password, and for any and all use of your account. You agree to notify us in writing immediately at the address on the contact us location if you suspect any unauthorized use of or access to your account.

You agree to indemnify, defend, and hold harmless our shareholders, subsidiaries, affiliates, officers, directors, agents, employees, partners and licensors from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the software, training, content, or other derivative

The laws of the State of Tennessee, without regard to conflict of law provisions, govern this Agreement and your use of the said software or training.  You agree to exclusive personal jurisdiction and venue in the State of Tennessee and federal courts of the United States located in the State of Tennessee for any claim or dispute with us or in any way relating to or arising from your use of the software or content.

The failure of Insurance TechKNOWLEDGEy to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. This Agreement constitutes the entire agreement between us and governs your use of the information provided by the software. No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this agreement. If any part of this Agreement is held invalid or unenforceable, that portion will be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions will remain in full force and effect. Our failure to enforce any right or provisions in this Agreement will not constitute a waiver of that provision or any other provision of this Agreement. We may revise and update this Agreement from time to time. If you are a registered user, we may attempt to inform you of any material changes by notification to the email address you have provided as part of your Registration Information.

By the accepting the License Agreement, you agree that we are not responsible for any problems or technical malfunction of any network, computer systems, servers, providers, data, computer equipment, software, or for any failure to receive or deliver information due to technical problems or computer congestion on the internet or a combination thereof, including any injury or damage to users or to any computer or other device. Under no circumstances will we be liable for any loss or damage, including personal injury or death, resulting from use of the software, training, failure of software or from the conduct of any worker, employee, subcontractor,  subcontractor’s employees or OSHA or state specific or other safety programs.

Insurance TechKNOWLEDGEy, LLC reserves the right to terminate any designation of anyone that is found to be guilty of a crime, disgraced the CWCE community, or has violated the Terms of this Agreement.  In such cases, Insurance TechKNOWLEDGEy, LLC shall not reimburse the designee for the past fees or charges assessed the designee and the designee shall cease using the designation.

Insurance TechKNOWLEDGEy, LLC is not a partner with the National Council on Compensation Insurance (NCCI).  Any material that you may observe or download from NCCI from this material was granted by NCCI through a limited agreement between the two parties.  You may observe in course material that references about the NCCI policy.  Should you need clarification about the specimen policy or forms contact an insurance professional.

Insurance TechKNOWLEDGEy, LLC reserves the right at its discretion to modify, remove or add portions of the Terms or material or content at any time. Please check the Terms periodically for changes.

Third Party Links

We have links to other websites that are provided for your information and convenience.  When you click on a link to another website inside the CWCE website, you will be leaving our website.  The fact that we provide links to other websites does not mean that we sponsor or endorse the linked website, or that we are affiliated with that website’s owners or sponsors.  Unless otherwise indicated, the linked websites are not under our control and we are not responsible for and assume no liability for the content or presentation of any linked website or any link contained in a linked website, or any changes or updates to such websites. We make no representations about the accuracy of the information contained in any linked websites. We retain the right to remove links to other websites at any time.

Included in the above are links to YouTube™, Facebook®, LinkedIn®, Twitter®, media outlets, Infusionsoft®, CustomerHub®, DilogR®, email services, text messaging services, LexisNexis, National Council on Compensation Insurance, NCCI®, and other social media websites or blogs are solely for the purpose of helping visitors from our website learn more about our processes, software, or exposures and risks that a software subscriber or licensee may have. Except for information posted by Insurance TechKNOWLEDGEy, LLC we are not responsible for content.  If you find any offensive content, or any misinformation, we ask that you contact us by phone or through the contact us page.

Disclaimer

The Certified Workers Compensation Program is a Professional Development Certification Program and is owned and marketed by Insurance TechKNOWLEDGEy, LLC.  The purpose of the course is to train designees on how to properly administer Workers Compensation insurance.

Although care has been taken to ensure the accuracy, completeness and reliability of the information provided, Insurance TechKNOWLEDGEy, LLC assumes no responsibility therefore. The designee agrees by using the information that the information is subject to change without notice and that Insurance TechKNOWLEDGEy, LLC assumes no responsibility for the consequences of use of such information and shall in no event be liable for any direct, indirect, special or incidental damage or injury from accidents arising out of or in connection with the use of the information.  This training is no substitute for advise given by a lawyer, insurance agent or other professional.  The designee is encouraged to get proper advice and council before amending or buying or cancelling any coverage.